How to Buy Ripple (XRP) in Four Easy Steps – A Beginner’s Guide

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XRP is a highly popular asset created by Ripple labs that has positioned itself as a frontrunner in the race for digital payments and is looking to become the future of international banking. Due to the recent peak in interest in XRP, many buyers are now looking to invest in Ripple. 



At BeInCrypto, we believe that every buyer should have the opportunity to invest fairly in Cryptocurrencies, so we’ve created a helpful walk-through for those looking to understand Ripple more, answer some important questions and guide you through the processes.

Before we go straight into a guide on how to buy XRP, let’s answer a few important questions surrounding Ripple.



Can I still buy XRP?

Good news — yes you can. Although Ripple has faced recent controversy following the infamous Ripple lawsuit involving the SEC, investors can still purchase Ripple from many major exchanges such as StormGain, Binance and Kraken. 

Despite the Ripple lawsuit, exchanges have allowed users to continue purchasing XRP, and due to recent developments involving the lawsuit, there have been rumours that more exchanges are looking to allow users to buy XRP.

How do I buy XRP right now?

You can buy Ripple from all major exchanges such as StormGain and Binance alongside many minor exchanges. You can also exchange existing Cryptocurrencies you may own to Ripple by swapping your assets to XRP or trading XRP on an exchange.

It should be noted that due to the lawsuit, some exchanges such as Coinbase delisted XRP from their platform. If you wish to purchase XRP, please check with the individual exchange.

Where is the best place to buy XRP?

The best place to buy Ripple is on any reliable exchange that supports trading and purchases of XRP. We suggest a popular, well-established exchange such as StormGain, Binance, or KuCoin, as these handle a majority of Ripple purchases alongside high users’ confidence scores on the platform.

Is XRP a good investment?

Although the price of Ripple retraced due to the SEC lawsuit, it has recovered considerably following positive developments in the Lawsuit. It has now firmly cemented itself in the top 5 Cryptocurrencies and has proven to be a good long-term investment. 

Ripple has partnerships with large banks, an extremely strong community and a working product that can establish itself as a global payments solutions for banks and financial institutions. However, it’s worth noting that XRP isn’t a store of value like Bitcoin. It’s more of a payment and transaction token that is designed for fast, decentralized payments.

Getting started on StormGain

Now we’ve covered some basics regarding Ripple, it’s time to move on to the guide, which will cover 4 key sections on how to buy XRP.

For our guide, we’re going to use StormGain to buy XRP, as it offers quick and easy purchases of Ripple and is a trustworthy and reliable platform for trading Cryptocurrencies.

Signing up for an exchange

Our first step is to sign up for an account on StormGain, which is a quick and easy process.

  1. First, head to and click on “Start now” or “Get Started” to open an account.
Image credit: StormGain

2. On the registration page, enter the email address, phone number and password you wish to use for your account.

Image credit: StormGain

Enter a promo code if you have one, agree to the Terms Of Service and then click “Continue”.

You can also create an account using your Apple or Google account. For this guide, we’re going to use the standard sign-up process.

3. Congratulations, you’ve just signed up for your StormGain account! From here, you can either practice using a demo account or proceed to your real account.

Image credit: StormGain

Enabling security on your account

In this section, we’re going to cover how to properly secure your account on StormGain using email and phone number verification.

Users can also enable 2FA authentication using SMS or Google Authenticator.

  1. First, Login to your account, click on your profile via the StormGain logo on the top-menu and then select “Profile and settings”.
Image credit: StormGain

2. Next, select the “Verify Email” and “Verify phone number” options to receive verification codes.

Image credit: StormGain

3. Once selected, you will receive an email requiring you to confirm your email address and an SMS message delivered to your device. Enter the “SMS Code” into the box and then select “Apply” to complete the process.

Image credit: StormGain

4. Once both have been confirmed, you will see two green ticks next to your phone number and email.

Image credit: StormGain

5. You should enable 2-factor authentication on your account to further increase security. Select either of the two options, follow the instructions and complete the processes to activate 2FA.

Image credit: StormGain

Securing your account and your XRP is very important, so it’s good to take the time to complete all of the relevant security options. Now we’ve fully secured our StormGain account, we can move onto buying XRP

Our next step is buying XRP on StormGain. StormGain allows you to pay using either bank transfer or via debit/credit card, so we’re going to cover both methods.

Other exchanges may require you to add and verify a payment method and then complete the purchase. On StormGain, you can buy XRP after completing the basic security requirements. You only require a credit/debit card to buy XRP, making the purchase process quick and easy for users.

In the next section, we’re going to cover how to buy XRP using a Credit/Debit card on StormGain.

Buying XRP with a Credit/Debit card

Buying XRP with a Credit/Debit card is the easiest and quickest way to complete your purchase, and is highly recommended for beginners in the Crypto industry.

This method only requires a valid bank card and a verified account, meaning your purchase of XRP can be completed in as little as five minutes.

When purchasing XRP using a Credit/Debit card, you buy the asset at the given price when the purchase was confirmed. This means you receive the amount of Ripple that was calculated when you entered how much you wanted to buy. If you wish to buy XRP at a different price, using a bank deposit maybe your best option.

However, if you wish to buy XRP at market price, using a Credit/Debit card is the quickest and easiest way. When paying by card, you receive your XRP instantly on your account.

  1. First, from the top menu on StormGain, select “Deposit”.
Image credit: StormGain

2. Next, select XRP from the drop-down menu and then select your payment method. There are two credit card providers that allow you to buy XRP, both of which offer safe and secure purchases.

Both credit card providers have different terms and conditions, so ensure that you read these carefully and take note of the fees and terms offered by the provider. To complete your purchase, you may also have to sign up to an account and provide personal information to the credit card provider.

Image credit: StormGain

3. Select the currency you want to use and then enter the amount you want to spend in the amount section, then select “Deposit” to continue with your purchase. You can also use the three denominated price boxes if you’re unsure of how much to spend.

Image credit: StormGain

4. From here, you’ll be taken to the payment page, where you can fill in your details and complete your purchase. Both providers offer different services, so you may require different information to buy XRP.

Both will require details such as card information and personal information such as an address, email and phone number to complete your purchase.

Image credit: StormGain

5. The amount of XRP you will receive will also been shown as a estimated amount.

Image credit: StormGain

6. Congratulations, you’ve just purchased XRP using your debit/credit card!

After buying XRP using a credit/debit card, you will be sent an email confirming your purchase and receive a notification when your XRP is available on your StormGain account.

Next, we’re going to cover how to buy XRP using the more advanced options available on StormGain.

Buying XRP using the StormGain Exchange

On StormGain, there are other options for buying XRP, which involve converting stablecoins like USDT to XRP using the “Fast Exchange” option or trading via the exchange.

Stablecoins like Tether (USDT) are tokens that are pegged to $1, and allow you to use your dollars or other currencies on Binance. Due to their popularity, XRP is most commonly traded against dollar-based Stablecoins. Swapping to Stablecoins is a quick and easy process.

As always, we’re going to cover both options. The convert function is the easiest way to purchase XRP, as it involves a simple swap interface. However, you will have to buy USDT or another Cryptocurrency before using this function. We will cover this in the next section.

  1. First, we need to deposit the USDT Stablecoin onto our account. To do this, follow the same instructions as above for purchasing with a debit/credit card and buy USDT instead.
Image credit: StormGain

2. When completing your purchase, you will be shown the amount of USDT you will receive from your purchase. Simply select the best option for you, press continue, sign up for an account with the payment provider and complete your purchase.

Image credit: StormGain

3. Once your purchase of USDT has been completed, you will receive an email notifying you of your purchase. The USDT funds will then appear in your StormGain account under the “Wallets” section of your profile.

Now we have deposited USDT on our account, we can use this to use either the “Fast Exchange” option or trade our USDT for XRP via the Advanced exchange

First, let’s cover the Fast Exchange option as this is the easiest and quickest option for trading our Stablecoins to USDT. This also allows you to wait for any price changes in XRP, as you can choose when to complete the swap.

Buying XRP using the Fast Exchange tool

  1. First, select “Exchange” from the top menu of StormGain.
Image credit: StormGain

2. Once selected, you will be shown the Fast Exchange tool. From here, you can convert your USDT into XRP using the interface.

Image credit: StormGain

3. Enter the amount of USDT you want to swap for XRP in the USDT box. You will then be shown how much XRP you will receive for your swap. To complete the swap, simply press “Exchange” and your coins will be swapped.

All done! Once converted, your XRP will now be available on your account wallet for you to trade, hold or send to an external wallet.

Next, let’s cover how to buy XRP using the “Advanced” option, which is essentially an exchange tool to buy XRP. Although using an exchange may be daunting, it’s an easy, simple process to learn and complete your trade.

Buying XRP using the Advanced Exchange tool

  1. First, select “Exchange” from the top menu of StormGain and then select the Advanced option. Once you’ve selected the advanced interface, select the “XRP/USDT” option to buy XRP.
Image credit: StormGain

2. Next, navigate to the right-hand section of the interface to the “New Order” section. Now, you have two options when buying XRP — a limit or market order.

Market Order

Market orders are trades that are designed to be fulfilled as quickly as possible at the current market price. For example, if you wanted to buy XRP with a market order, the order will be fulfilled at the price of XRP when it was executed.

To buy XRP using a market order, simply enter the amount of XRP you want to spend and then select “Buy”. Easy! Market orders are completed instantly and your XRP will be available on your account straight away.

Image credit: StormGain

Limit Order

A limit order is an order to buy XRP for a specific price via an order book. Limit orders are ideal for buyers that want to buy XRP at a specific price and are in no rush to complete their purchase.

To complete a limit buy, enter the price you wish to buy XRP at using the “Limit Price” box, then enter the amount of XRP you want to buy in the “Amount” box. When the price of XRP reaches your specified price, your order will then be fulfilled and your tokens will become available on your account.

Image credit: StormGain

Congratulations, you’ve just purchased XRP using the StormGain exchange! Once your trades have been fulfilled, your XRP will now be available on your account wallet for you to trade, hold or send to an external wallet.

Now we’ve covered all of the ways you can buy XRP on StormGain, there’s only one thing left to do — HODL! If you want to store your XRP elsewhere, you can check out our handy guide on the best Cryptocurrency wallets available on the market.


As you can see, buying XRP is a quick and easy process when using a top-tier exchange such as StormGain.

Now that you’re an XRP investor, you can take part in community discussions, browse social media and read up on everything Ripple related. Whatever you do, remember to enjoy the journey and get involved in the fun!


All the information contained on our website is published in good faith and for general information purposes only. Any action the reader takes upon the information found on our website is strictly at their own risk. At Learn, our priority is to provide high quality information. We take our time to identify, research and create educative content that is useful to our readers. To maintain this standard and to continue creating awesome content, our partners might reward us with a commission for placements in our articles. However, these commissions don't affect our processes for creating unbiased, honest and helpful content.
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Invested in the industry since 2017, Sean Dickens focuses on educational and informative content that simplifies the intricate world of Cryptocurrencies. He studied Journalism and Media at Birkbeck University and now writes for various Cryptocurrency publications. He enjoys trading, studying and writing about Crypto, and contributes heavily to our educational content by creating articles via our Learn section.

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