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Ripple is a real-time gross settlement system, currency exchange, and remittance network most famously associated with its in-house cryptocurrency, XRP. The company has sought to provide blockchain-based solutions to traditional banks and financial institutions, which has made XRP a divisive topic in the greater cryptocurrency community. Proponents of decentralization and the independent spirit of Bitcoin and other altcoins often take issue with Ripple’s drive to provide solutions to those institutions many consider to be ‘the enemy.’ On the other hand, Ripple has one of the most devoted communities in the entire cryptocurrency space. XRP is a famous (or, in some cases, infamous) ‘momentum play’ — meaning the high-supply cryptocurrency is prone to dramatic swings in price.
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