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Shift4
Jr Underwriter
at Shift4
2 months ago | 319 views | 1 applications

Jr Underwriter

Full-time
Pennsylvania

About the company

Shift4 (NYSE: FOUR) is boldly redefining commerce by simplifying complex payments ecosystems across the world. As the leader in commerce-enabling technology, Shift4 powers billions of transactions annually for hundreds of thousands of businesses in virtually every industry. For more information, visit www.shift4.com.

Job Summary

Responsibilities

📍Conduct due diligence reviews of applications, ensuring accuracy and completeness 📍Validate documents provided with new applications using online publications and resources 📍Manage your hold queue and request docs when necessary 📍Stay current with sponsoring bank requirements and risk trends 📍Review incoming merchant applications in accordance with Internal Compliance and Underwriting Policies.
📍Assess application package and ultimately recommend approval or decline 📍Daily review of incoming merchant applications including the following: ensuring packages contain all required documents, KYC, business history review, business type and billing model risk evaluation, reviewing third party underwriting tools. 📍Review and analyze credit and financial reports, financial statements, balance sheets, tax returns, etc. 📍 Prepare written summary past of analysis of applicant information in accordance with the department procedures 📍Apply appropriate underwriting criteria to applications in accordance with published credit policy to ensure financial exposure is appropriately mitigated 📍Utilize skills in problem identification, analysis, and resolution using available resources to accomplish duties 📍Review merchant applications to make sure all the necessary information is present both on paperwork and website. 📍Review applications with risk management and make applicable recommendations for approval or denial 📍Assist in the completion of weekly and monthly reports 📍Ensure all work in queue is completed on a daily basis

Qualifications

📍High school diploma or the equivalent required Minimum 2 years underwriting and/or risk management experience 📍Experience with Microsoft Office Suite, Google Suite 📍Strict attention to detail a must 📍Experience in analyzing financial statements and processing history 📍Excellent listening, written, and verbal communication skills 📍Self-starter and \must be able to handle multiple tasks in a fast-paced environment

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