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Top 8 Binance Card Alternatives Available in Europe in 2024

15 mins
Updated by Maria Petrova
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With Binance pulling its crypto card services from the European market in December 2023, many users are searching for Binance Card alternatives and — more generally — Binance alternatives. Thankfully, the ever-growing number of European crypto cards means there are various options — from Bitcoin credit cards to those offering enticing crypto rewards. Here are some of the leading Binance Card alternatives and how to choose one that most adequately meets your needs.

What are the best Binance Card alternatives?

Coinbase Card

Visa Coinbase crypto card
Issue time
2-3 weeks
Supported coins
240+
Availability
E.U., U.S,. U.K., and Canada
Cashback
Yes

KuCard (Kucoin card)

Zero fees for Euro transactions
Issue time
N/A
Supported coins
USDT, EUR
Availability
E.U.
Cashback
Yes

Wirex Card

Get up to 8% cashback
Issue time
2 weeks
Supported coins
100+
Availability
E.U. & 130+
Cashback
Up to 8%

YouHodler Crypto Card

Join the waiting list
Issue time
N/A
Supported coins
54+
Availability
E.U. & 100+
Cashback
Up to 5%
Solar Card

Solar Card

Virtual and physical
Issue time
2-3 business days
Supported coins
130+
Availability
140+
Cashback
10%

eToro Card (only for the U.K.)

Competitive FX rates
Issue time
7 days
Supported coins
GBP
Availability
U.K.
Cashback
Up to $200 in crypto

Bybit card

Free transactions
Issue time
up to 30 days
Supported coins
BTC & 6+
Availability
EEA countries
Cashback
Up to 10% crypto rewards

Nexo card

Same card for debit or credit mode
Issue time
1-4 weeks
Supported coins
60+
Availability
EEA
Cashback
Up to 2% + interest

Why look for Binance Card alternatives?

As stated above, Binance effectively suspended its card services in Europe on Dec. 20, 2023. This suspension affects many users who rely on the Binance Card for transactions and crypto-related activities. If you’re from Europe or Latin America, you should consider some Binance alternatives for your crypto debit card

It’s also worth noting that Binance has faced numerous regulatory challenges across different countries. With increased scrutiny and operational difficulties — as well as the sudden exit of Changpeng Zhao (CZ), Binance’s CEO, on Nov. 21, 2023 — it is unclear how Binance’s services, including its card, might be affected in the future.

“I stepped down as CEO of Binance. Admittedly, it was not easy to let go emotionally. But I know it is the right thing to do. I made mistakes, and I must take responsibility. This is best for our community, for Binance, and for myself.”

Changpeng Zhao (CZ): X

As a result of the news, BNB, Binance’s own utility coin, dropped in value. As of Nov. 29, 2023, more than a week after CZ’s exit, BNB is down more than 16% compared to its pre-news value. 

binance alternative
BNB price: CoinMarketCap

Luckily, the crypto market is dynamic, with numerous players offering competing services. Diversifying your options will also ensure you’re not solely dependent on Binance’s ecosystem, which sudden regulatory changes could impact.

Why did Binance halt its card service in Europe?

Binance withdrew its card services in Europe because it faced challenges complying with new regulations set by European authorities. These rules ensure companies that deal with crypto, like Binance, properly check their customers’ identities and prevent money laundering. European regulators have become increasingly strict about how crypto exchanges and broker platforms such as Binance operate to protect customers and keep the financial system stable, particularly in light of the FTX collapse.

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All the presented cards are reputable and can be accessed as Binance Card alternatives in Europe. However, it’s worth noting that while all these cards are available in the European Economic Area (EEA), some may be limited to a specific country or set of countries. For instance, the eToro Money card is only offered in the U.K. A number of crypto cards are offered in most European countries, with YouHodler, Bybit, KuCard, and Nexo offering the widest coverage in terms of location.

Always look for the fees the card offers and choose the one that best fits your needs, which might differ from the card’s main benefit. For instance, if you want to withdraw funds from an ATM, you might want to choose the card with the lowest ATM fees and largest monthly limit, such as KuCard or Nexo

If you plan on using your card outside Europe, there will be extra foreign exchange fees, which may be imported by the crypto platform or the card’s payment networks (Visa or Mastercard). Most cards have a 2% fee for foreign exchanges, but Bybit and eToro have only 0.5%. 

If you plan on using this new Binance Card alternative to spend within Europe, mostly pay by card, and easily manage your crypto, then KuCard is one of the best options available today — particularly if you’re also into spot trading.

How do you choose a crypto card?

Choosing a crypto card, which is a debit or credit card linked to a cryptocurrency account, involves several considerations. 

If you’re new to crypto cards, here is what you should pay attention to: 

  • Supported cryptos. Check which cryptocurrencies the card supports. Some cards might only support major ones like Bitcoin or Ethereum, while others may offer a wider range of altcoins.
  • Conversion fees and rates. Understand the fees for converting cryptocurrency to fiat currency (like USD or EUR). Some cards offer competitive rates and low fees, which is ideal for frequent use. Also, check for any maintenance fees, annual fees, or other charges associated with the card.
  • Spending limits and withdrawal fees. Look at the daily spending limits and any fees for ATM withdrawals. If you plan to use the card regularly, higher limits and lower fees are preferable.
  • Rewards and cashback. Some crypto cards offer crypto rewards like cashback, discounts, or other perks. 
  • Security features. Check for features like two-factor authentication, the ability to freeze the card via an app, and other security measures to protect your funds.
  • Regulatory compliance
  • Customer support
  • Availability in your region
  • User reviews and reputation
  • Integration with existing wallets

What’s the best Binance card alternative? 

Your personal location, spending habits, crypto holdings, payment locations, and more will all determine the best Binance Card alternative for you. While Binance remains a leading global exchange, a number of Binance alternatives are offering enticing competition as the largest CEX struggles with regulatory compliance. Regardless of your choice, ensure you understand the terms and conditions when signing up for and using a crypto card. 

Frequently asked questions

What is a crypto card?

Can you trust Binance?

Is Binance a safe platform?

What are the disadvantages of Binance?

Should I keep my money in Binance?

Top crypto platforms in the US | February 2024

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Iulia Vasile
Iulia Vasile is a seasoned professional in the cryptocurrency and blockchain industry, working full-time in the field since 2017. With a background in computer engineering, she has the unique ability to write about complicated topics, including DeFi, NFTs, trading, and AI, in a way that is easy to understand. Iulia learned multiple programming languages while completing her Software Engineering degree in Bucharest at Politehnica University. Iulia brings her expertise and personal...
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