t54 announced that autonomous AI agents can now pay for services natively on the XRP Ledger (XRPL) using XRP and Ripple USD (RLUSD).
The system relies on t54’s x402 facilitator. Coinbase and Cloudflare originally launched x402 in 2025 as an open standard for machine-native payments.
“Agent commerce is coming to the XRPL. With @virtuals_io, agents can transact autonomously: escrowed jobs, verification through evaluators, and programmable settlement,” the post read.
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t54, founded by Chandler Fang, is a San Francisco-based startup building trust infrastructure for the agentic economy. The company raised $5 million in a seed round in February, co-led by Anagram, PL Capital, and Franklin Templeton. Ripple joined as a strategic investor alongside Virtuals Ventures, Blockchain Coinvestors, and ABCDE.
Meanwhile, the development comes as XRP continues to face market volatility. BeInCrypto Markets data showed that the altcoin has dropped more than 1% over the past day. At press time, it was trading at $1.45.
AI-driven “agent commerce” on the XRP Ledger could strengthen the long-term case for XRP, especially if autonomous systems begin using it for payments and settlement. It gives XRP a credible story in the AI + crypto intersection.
But whether it translates into enough on-chain volume to meaningfully impact XRP’s price depends on whether agent commerce actually takes off at scale, and that’s still an open question.
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