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Why Did Circle’s Stock Rise Despite Posting a Loss in Q2 Earnings?

2 mins
Updated by Oihyun Kim
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In Brief

  • Circle reported 53% revenue growth and $482 million loss due to one-time IPO costs of $591 million this quarter.
  • The company launched Project Arc blockchain and Circle Payments Network to create integrated system for stablecoin transactions and settlements.
  • CRCL stock surged 14.66% in pre-market trading but closed up only 1.27% after initial investor optimism faded.
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Circle, a leading US issuer of stablecoins, posted strong revenue growth but lost money due to IPO costs. The stablecoin company’s stock still rose on investor optimism about future plans.

Circle (CRCL) reported a 53% jump in revenue compared to last year. The leading stablecoin issuer saw strong growth in its core business. Its flagship USD Coin (USDC) market cap also jumped 90% to $61.3 billion.

Expansion Plans Drive Investor Interest

The company earned $658 million in revenue from stablecoin operations in Q2. However, Circle posted a $482 million net loss for the quarter. The company blamed a one-time $591 million expense related to its IPO.

Circle showed a healthy 38% profit margin when excluding distribution costs. But the company still pays high fees to Coinbase for USDC distribution. These high costs could hurt future profits.

Circle launched its “Circle Payments Network” in May for dedicated payments. The network currently operates four payment routes. The company plans to work with over 100 financial institutions this year.

Circle also announced “Project Arc,” its blockchain network. Arc is designed as an open blockchain built for stablecoin finance. The new chain will use USDC as its native gas token.

Arc will offer EVM compatibility and sub-second transaction speed. It will include a built-in foreign exchange engine and privacy features. Circle aims to combine Arc with its payments network.

The company targets 40% annual growth for USDC. Arc’s public testnet could launch this fall. Circle wants to create a complete system for payments and settlement.

Stock Reaction Mixed Despite Optimism

Investors initially reacted with strong optimism to the earnings report. CRCL shares surged 14.66% in pre-market trading. The company’s revenue and plans beat market expectations.

However, the rally faded after markets opened. The stock gave back most of its gains during regular trading. CRCL closed with just a 1.27% increase.

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Paul is a Senior Researcher at Bincrypto's Korea team. He has worked as a journalist for approximately 14 years at domestic media outlets, including CoinDesk Korea. Paul majored in Chemistry and Journalism in college and is deeply interested in crypto, AI, and society.
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