Best Regulated Crypto Platforms in the US (2025)
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According to some publicly available data, there are over 30,000 Bitcoin ATMs installed across almost all US states, and both the number of crypto users and the range of use cases in the country continue to grow significantly. Also, an essential part of this ecosystem are the crypto trading platforms regulated by US authorities, which serve as one of the primary legal gateways connecting people with the crypto industry.
In this article, you’ll discover the best regulated crypto platforms in the US, compare their core features, and learn how to choose the right exchange for your trading needs.
7 results found
Best for a wide range of cryptocurrencies available for the US users
Cryptocurrencies listed
426Futures Trading (US Market)
NoTrading fees
1% (Kraken), 0.25% maker, 0.40% taker (Kraken Pro)Accessible in US States
48Summary Table of US-Regulated Crypto Platforms
Why Regulation Matters in Crypto (Especially in the US)
Crypto regulation refers to the framework of laws and licenses that govern how digital asset platforms operate. While some may argue that regulation contradicts the decentralized nature of crypto, in practice, it plays a crucial role in protecting users and making cryptocurrency more accessible to a wider audience, ultimately supporting mainstream adoption.
In the United States, crypto platforms must obtain various state-level and, in some cases, federal approvals depending on the services they provide. For example, a platform may be fully accessible in one state, while in another it faces restrictions or cannot operate at all. In certain jurisdictions, services such as staking, futures trading, or lending may be partially restricted or entirely unavailable.
Oversight may involve different agencies: the SEC if the platform deals with securities, or the CFTC for derivatives and commodities. In certain jurisdictions, services such as staking, futures trading, or lending may be partially restricted or entirely unavailable. The SEC also issues alerts and maintains public lists of unregistered crypto platforms, helping investors identify potential risks. While this doesn’t guarantee protection if you use such platforms, it provides transparency and guidance on which services may be operating illegally.
Risks of Using Unregulated Crypto Platforms
At first glance, regulation may seem like a limitation. However, in reality, it ensures transparency, accountability, and user protection. Unregulated platforms often expose users to significant risks, including:
- Lack of consumer protection: funds may be lost in case of fraud, mismanagement, or bankruptcy.
- Higher risk of hacks: without compliance requirements, security standards are often weaker, whereas regulated exchanges must implement strict measures and security protocols in order to obtain and maintain their licenses.
- No legal recourse: users usually cannot recover their money if something goes wrong. For example, if an unregulated or illegal exchange faces withdrawal issues, it becomes significantly harder for users to protect themselves legally or recover their funds.
How to Choose a US-Based Crypto Exchange
The first thing to check is whether the platform is available in your state. Most regulated exchanges publish a list of licenses and service availability by state, which every user can review before signing up. Next, make sure the exchange actually provides the services you need. For example:
- If you’re interested in staking, confirm that it’s allowed in your state and supported by the platform.
- If your focus is day trading, look for an exchange with a wide range of trading pairs, futures markets, and a powerful trading terminal (with analysis tools, performance tracking, risk management features, etc.).
You should also consider practical factors like convenient deposit and withdrawal methods as well as trading fees, since these directly affect your overall experience with the platform.
Conclusion
US-regulated crypto exchanges may be slightly less functional compared to their global counterparts, but there have been strong improvements in this area. Many platforms in the US now offer features that were previously unavailable, such as futures trading, staking, a wider range of trading pairs, and other regulated tools for interacting with crypto. This progress is having a positive impact on both the development of the crypto industry and the financial market as a whole. In this article, you’ve discovered the best US-regulated crypto platforms in 2025, helping you choose the one that fits your needs.
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