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Best Regulated Crypto Platforms in the US (2025)

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According to some publicly available data, there are over 30,000 Bitcoin ATMs installed across almost all US states, and both the number of crypto users and the range of use cases in the country continue to grow significantly. Also, an essential part of this ecosystem are the crypto trading platforms regulated by US authorities, which serve as one of the primary legal gateways connecting people with the crypto industry.

In this article, you’ll discover the best regulated crypto platforms in the US, compare their core features, and learn how to choose the right exchange for your trading needs.

7 results found

Robinhood

Robinhood

Best for comprehensive charting & analysis tools

Robinhood features among the lowest crypto trading fees available to US users

Cryptocurrencies listed

31

Futures Trading (US Market)

Yes

Trading fees

0.85% - 0.1% (tier based)

Accessible in US States

50
Gemini

Gemini

Best for automated investing tools

Gemini is one of the most trusted platforms, offering top-tier security

Cryptocurrencies listed

70+

Futures Trading (US Market)

No

Trading fees

1.49% - 2.49%

Accessible in US States

50
Uphold

Uphold

Best for a wide range of staking pairs with some of the highest APYs for the US

Uphold has powered over $40 billion in transactions and has earned the trust of more than 10 million users.

Cryptocurrencies listed

322

Futures Trading (US Market)

Yes

Trading fees

0.25% - 2.95%

Accessible in US States

49
eToro USA

eToro USA

Best for its powerful copy trading tools

eToro hosts one of the most active and high-quality trading communities, thanks to its focus on social investing

Cryptocurrencies listed

91

Futures Trading (US Market)

No

Trading fees

1%

Accessible in US States

50
Figure Markets

Figure Markets

Best for zero trading fees

One of the few platforms offering margin trading for US users

Cryptocurrencies listed

4

Futures Trading (US Market)

Yes

Trading fees

0%

Accessible in US States

50
Coinbase

Coinbase

Best for deep liquidity

Coinbase provides some of the lowest crypto futures trading fees in the US market

Cryptocurrencies listed

315

Futures Trading (US Market)

Yes

Trading fees

0.6% taker, 0.4% maker

Accessible in US States

44
Kraken

Kraken

Best for a wide range of cryptocurrencies available for the US users

Kraken has served over 15 million clients and had a quarterly trading volume of more than $207 billion

Cryptocurrencies listed

426

Futures Trading (US Market)

No

Trading fees

1% (Kraken), 0.25% maker, 0.40% taker (Kraken Pro)

Accessible in US States

48

Summary Table of US-Regulated Crypto Platforms

Regulated Crypto Platforms in the USCryptocurrencies listedFutures Trading (US Market)Trading feesAccessible in US States
RobinhoodRobinhood
31Yes 0.85% - 0.1% (tier based)50Sign Up
GeminiGemini
70+No1.49% - 2.49%50Sign Up
UpholdUphold
322Yes0.25% - 2.95%49Sign Up
eToro USAeToro USA
91No1%50Sign Up
Figure MarketsFigure Markets
4Yes0%50Sing Up
CoinbaseCoinbase
315Yes 0.6% taker, 0.4% maker44Sign Up
KrakenKraken
426No1% (Kraken), 0.25% maker, 0.40% taker (Kraken Pro)48Sign Up

Why Regulation Matters in Crypto (Especially in the US)

Crypto regulation refers to the framework of laws and licenses that govern how digital asset platforms operate. While some may argue that regulation contradicts the decentralized nature of crypto, in practice, it plays a crucial role in protecting users and making cryptocurrency more accessible to a wider audience, ultimately supporting mainstream adoption.

In the United States, crypto platforms must obtain various state-level and, in some cases, federal approvals depending on the services they provide. For example, a platform may be fully accessible in one state, while in another it faces restrictions or cannot operate at all. In certain jurisdictions, services such as staking, futures trading, or lending may be partially restricted or entirely unavailable.

Oversight may involve different agencies: the SEC if the platform deals with securities, or the CFTC for derivatives and commodities. In certain jurisdictions, services such as staking, futures trading, or lending may be partially restricted or entirely unavailable. The SEC also issues alerts and maintains public lists of unregistered crypto platforms, helping investors identify potential risks. While this doesn’t guarantee protection if you use such platforms, it provides transparency and guidance on which services may be operating illegally.

Risks of Using Unregulated Crypto Platforms

At first glance, regulation may seem like a limitation. However, in reality, it ensures transparency, accountability, and user protection. Unregulated platforms often expose users to significant risks, including:

  • Lack of consumer protection: funds may be lost in case of fraud, mismanagement, or bankruptcy.
  • Higher risk of hacks: without compliance requirements, security standards are often weaker, whereas regulated exchanges must implement strict measures and security protocols in order to obtain and maintain their licenses.
  • No legal recourse: users usually cannot recover their money if something goes wrong. For example, if an unregulated or illegal exchange faces withdrawal issues, it becomes significantly harder for users to protect themselves legally or recover their funds.

How to Choose a US-Based Crypto Exchange

The first thing to check is whether the platform is available in your state. Most regulated exchanges publish a list of licenses and service availability by state, which every user can review before signing up. Next, make sure the exchange actually provides the services you need. For example:

  • If you’re interested in staking, confirm that it’s allowed in your state and supported by the platform.
  • If your focus is day trading, look for an exchange with a wide range of trading pairs, futures markets, and a powerful trading terminal (with analysis tools, performance tracking, risk management features, etc.).

You should also consider practical factors like convenient deposit and withdrawal methods as well as trading fees, since these directly affect your overall experience with the platform.

Conclusion

US-regulated crypto exchanges may be slightly less functional compared to their global counterparts, but there have been strong improvements in this area. Many platforms in the US now offer features that were previously unavailable, such as futures trading, staking, a wider range of trading pairs, and other regulated tools for interacting with crypto. This progress is having a positive impact on both the development of the crypto industry and the financial market as a whole. In this article, you’ve discovered the best US-regulated crypto platforms in 2025, helping you choose the one that fits your needs.

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