The Best Ripple (XRP) Wallets [November 2018]

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Looking for the best Ripple (XRP) wallets [in] 2018 currently available on the market? Look no further than our definitive (and regularly updated) list of options available.

XRP is the in-house digital asset of Ripple, a fintech startup looking to provide blockchain-powered solutions to the traditional financial sector — specifically banks and payment providers.

XRP is a divisive cryptocurrency among investors in the space, but — love it or hate it — it’s not going away anytime soon. As such, interested investors would probably like to know the best place to store XRP. In that respect, we’ve got you covered.

Keep in mind, however, that every XRP wallet address on the XRP Ledger require reserves. This means that in order to conduct any transactions on the XRP shared global ledger, a minimum requirement of XRP must be held in said wallet. That minimum requirement is currently 20 XRP — currently worth $9.40.

So, without further ado, let’s take a look at the best XRP wallets available right now.

Editor’s Note: The content of this article is provided for informational purposes only. BeInCrypto is independent and has no relationship with any of the provided products or services. Interested users should do their own research before purchasing or using any of the products mentioned here.

Ledger Nano S

The Ledger Nano S is one of the most popular multi-currency hardware wallets in the world and provides storage solutions for a wide selection of digital currencies and popular cryptocurrencies, including XRP.

The device itself is a USB device, looks much like a USB drive, and boasts the same kind of secure chip you’d find in both credit cards and passports. This chip ensures optimal security — a fact verified by a large number of satisfied users and positive reviews online from both individuals and outlets.

The Ledger Nano S hardware wallet won’t hurt your fiat currency wallet, either, as the price of one unit is only a smooth $100. The convenient price point makes this wallet a top choice for anyone looking to seriously store their XRP and keep it safe from loss and theft.

If your XRP bags are heavy, consider storing them away in the Ledger Nano S.

Toast Wallet

The Toast Wallet is a popular XRP-specific open-source wallet for iOS, Android, Windows, Mac, and Linux. It is a fine example of a way to keep your XRP safely on your iPhone or Android device, or good for those wanting a simple desktop wallet. (Assuming you take proper measures to secure the phone or computer, itself.)

The goal of the software wallet is to create a platform that is both easy to use and ultra secure.

Its security is achieved through a complex system of cryptography, as illustrated below.

Image courtesy of Toast Wallet.

Toast Wallet boasts 3.7 stars out of five on the App Store, with 248 ratings. Likewise, it almost features four stars out of five on the Google Play store, with 535 reviews.

Toast Wallet isn’t the absolute best XRP wallet available, but it does have one major advantage over much of its competition — it’s free! Aside from the minimum XRP required to be held in the wallet at all times, the Toast Wallet won’t cost you a cent.

Image courtesy of Toast Wallet


Edge is a mobile blockchain wallet and security platform available on iOS and Android. It claims to be “The World’s Best XRP/Ripple Wallet,” but we wouldn’t go that far.

Edge does boast a large number of impressive features, however, such as automatic client-side encryption, malware protection, zero-knowledge encryption of all application data, connectivity to numerous public Ripple nodes, transaction tagging, username/password logins, and many other features that may go over the head of the average user. (We at BeInCrypto prefer not to use Edge, one should note, because of the need to create a username and password — but that’s just a personal choice.)

It also features multiple wallets per account — but we wouldn’t recommend this, given the XRP Ledger’s aforementioned reserve requirements.

Finally, Edge supports ShapeShift conversions — meaning users can convert XRP into dozens of other cryptocurrencies without leaving the app or moving their XRP to cryptocurrency exchanges. It should be noted that ShapeShift has gone the KYC (know your customer) route, which won’t appeal to everyone.

If you’re looking for a free mobile wallet, Edge is worth a look.

Image courtesy of Edge.

CoolWallet S

The CoolWallet S is a slim and handsome hardware wallet that looks like a sleek credit card with an ink screen. It is a good wallet to store XRP and a variety of other cryptocurrencies and is easily the best looking hardware wallet on the market today — though that is obviously a subjective opinion.

The CoolWallet S by CoolBitX boasts a high level of security and pairs directly to the user’s smartphone via Bluetooth. Because of this, transactions can only be made by pairing the two devices in close proximity. The dedicated app and smartphone connectivity give it the feel of a mobile wallet like BRD or Edge, but with the added security of a second, portable credit card-like device needed.

If you don’t have a smartphone, the CoolWallet S isn’t for you. It also boasts a premium price to go along with its premium feel, so not everyone will opt for this solution. That said, it is almost certainly the coolest looking cryptocurrency wallet you will find in 2018.

Image courtesy of CoolBitX.


GateHub is an online platform that supports Ripple (XRP) — and many other cryptocurrencies — and features a whole slew of user-friendly features.

Far from just being a place to store or transact your XRP, GateHub affords users the ability to send, receive, and store tons of cryptocurrencies, as well as trade fiat currencies like the USD and EUR. It even supports precious metals trading for those goldbugs and silverbugs out there.

GateHub features KYC requirements (know your customer) for those who have opened an account, so those not wanting to share their personal details might want to steer clear — as a GateHub account is needed.

Like most wallets under the sun these days, it supports two-factor authentication for security purposes.

XRP Paper Wallet

For those looking to take their XRP security to the next level, there is always the option to generate a paper wallet. XRP Paper Wallet is currently in beta but affords investors the opportunity to store their XRP in about as cold as cold storage can get.

Though paper wallets are safe and secure from hackers, they run another very serious risk — namely, if you lose your paper, it’s gone forever. If you spill coffee on your paper keys and haven’t made a backup, say bye bye to your XRP forever. If you keep your private keys in your home safe along with your other valuables and a burglar burgles you, say bye bye to your XRP forever. Keep a spare lying around and your ex-girlfriend steals it, say bye bye to your XRP forever.

Paper wallets take the phrase ‘be your own bank’ to the next level. While they are ultra secure, the impetus is on your to make sure they are locked away and safe from theft or loss. As such, paper wallets are only recommended for experienced cryptocurrency wallet users and investors looking to store Ripple.


Exarpy is quick, reliable, safe, XRP warm-wallet for people on the go that aims to make the usage of XRP as easy as using cash.

Exarpy does not hold your funds. Rather, it is merely an interface for interacting with the XRP Ledger and Ripple network — allowing users to send, receive, and store XRP. The platform charges one flat transaction fee of 0.025 XRP per transaction, which is currently valued at roughly one cent.

For the privacy concerned, Exarpy does not store any user information. While this is valuable, it also means that a lost PIN code equates to a permanent loss in funds — so, take care to properly secure your PIN code.

What do you think is the best XRP wallet available right now? Did we miss any, or have you had any bad experiences with any of the wallets we did list? Let us know your thoughts in the comments below!

While you’re at it, check out our best Litecoin (LTC) wallets and best Bitcoin Cash (BCH) wallets! 

Full Disclosure: The author of this article does not hold any Ripple (XRP) and does not currently use any of the wallets mentioned in this article. This article should not be taken as an explicit endorsement of any of the products by the author and BeInCrypto, and is for educational and information purposes only. Storing cryptocurrency is a serious matter, so readers should always do their own research and exercise the utmost caution when storing cryptocurrencies.


All the information contained on our website is published in good faith and for general information purposes only. Any action the reader takes upon the information found on our website is strictly at their own risk.
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Dani Polo is the Head of SEO of For over 7 years Daniel provided SEO for companies ranging from small businesses all the way up to Fortune 500 corporations. Focused in Fintech and Finance sector. Daniel earned his Bachelor of Science in Computer Science from Universitat Politècnica de Catalunya. He also has certifications from <a href=""> YCombinator Startup School</a>, SEMRush and Hubspot. He's currently focused on machine learning and artificial intelligence.

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