WhiteBIT Nova is a collaboration between Visa and WhiteBIT, a prominent centralized exchange (CEX). In bridging the gap between digital assets and everyday purchases, the card offers an easy way to integrate crypto into your daily life. This guide covers what you need to know about WhiteBIT Nova and how to take advantage of some of the perks this crypto card has to offer in 2025.
KEY TAKEAWAYS
➤ The White Nova Visa card allows E.E.A. residents to spend cryptocurrencies on everyday purchases directly.
➤ Users enjoy a 0% fee structure and up to 10% cashback on select spending categories.
➤ The card supports Apple Pay and Google Pay for contactless payments and provides a user-friendly app.
➤ WhiteBIT prioritizes safety with offline cold storage, AML compliance, and 24/7 support.
What is the WhiteBIT Nova card?
The WhiteBIT Nova card is a crypto Visa debit card. It allows you to spend your crypto on everyday items and services such as:
- Transportation
- Groceries
- Entertainment
- Medicine
- Subscriptions
- Auto
- Pets
- And more
If you accept your salary in crypto, receive crypto payments for your business, earn from various DeFi strategies, or have made significant gains in the market, WhiteBIT Nova offers an easy way to spend your crypto without making a multitude of complex and risky conversions and transfers.
You should be aware that the card is only available for E.E.A. or European Union countries and only accepts payments for goods and services, not transfers between cards or bank accounts.
What is WhiteBIT?
WhiteBIT, the exchange behind the card, was founded in 2018 in Europe. Since then, it has become one of the largest exchanges in Europe, with over 5.5 million users and trillions of dollars in transaction volume.
Notably, WhiteBIT is the first crypto exchange to achieve the CCSS Level 2 certification. This certification indicates that a cryptocurrency platform has achieved a high level of security by exceeding industry standard practices.
In addition, it offers trading, wealth management, crypto loans, and a native platform token, WBT, which you can use with the card. Card users also receive cashback in WBT.
Key features of WhiteBIT card
Crypto cards are not like your average debit card, and crucially, WhiteBIT Nova is not like the average crypto card. Instead, there are many features for users to take advantage of.
Depending on your needs, you can have a physical or digital WhiteBIT Nova card. The physical card costs 10 EUR and supports withdrawals at the ATM. The daily withdrawal limit for ATM transactions is 1,000 EUR.
Zero fees
WhiteBIT Nova is a 0% card service with no hidden fees. This means there are no:
- Top-up fees
- Monthly payments
- Inactivity fees
- Card opening fees
- Clard closing fees
Of course, these fees do not apply to certain ATM activities. For example:
- The ATM balance Inquiry fee is 0.5 EUR
- The ATM cash withdrawal fee for E.E.A. areas is 2 EUR
- The ATM cash Withdrawal fee for non-E.E.A. areas is 2 EUR + 2%
With no opening or closing costs and no need for an initial deposit, you can start using your cryptocurrency coins and tokens right away.
Do note that you could potentially face conversion fees or unfavorable exchange rates when spending in currencies other than the card’s primary fiat.
Mobile friendly
Speaking of quick use, the WhiteBIT card is mobile-friendly for users who are constantly on the go.
WhiteBIT Nova supports Apple Pay and Google Pay. This means that payments are also touch and go. Simply add the card to your phone’s wallet, and you can start making contactless payments instantly.
If you need to keep track of your card’s account balance and transactions, you can download the mobile app on Android or iOS.
Multiple cryptocurrencies
WhiteBIT Nova supports many digital assets, such as USDC, BTC, ETH, XRP, SOL, NEAR, ADA, AVAX, WBT, and DOGE. You can also set priority payments for the card.
For instance, if you want to spend your WBT balance before any other currency, then Bitcoin, after your WBT is exhausted, the card supports this feature. You must maintain the cryptocurrency’s balance on the WhiteBIT exchange to take advantage of this.
Crypto cashback
You can earn up to 10% cashback with the WhiteBIT card in Bitcoin or WhiteBIT Coin (WBT). Cashback is adjusted by the types of purchases you make. Here is a quick breakdown:
- Subscriptions: 10%
- Taxi: 5%
- Pets: 5%
- Gaming: 2%
- Entertainment: 2%
- Auto: 1%
- Airlines: 1%
- Medicine: 1%
- Groceries: 1%
- Food and cafe: 1%
You can select up to three categories at a time to earn cashback and adjust them daily. The WhiteBIT Nova debit card has a maximum cashback limit of 25 EUR per month. After earning at least $5, cardholders can claim and deposit their cashback to their main balance.
Referral bonus
WhiteBIT Nova also has a friends program that allows you to invite friends, family, and colleagues to earn USDC. As a show of gratitude, both you and the invitee will receive a 1 USDC stablecoin bonus when they sign up. Cardholders can earn up to 50 USDC in bonuses.
Security
Not only does WhiteBIT prioritize security on the exchange, but its card is also well protected. 96% of the assets are securely stored offline in cold wallets to protect against threats.
All of the assets are checked and verified with an anti-money laundering (AML) system to ensure compliance with Financial Action Task Force (FATF) Standards.
The platform also uses Web Application Firewall (WAF) technology to combat cyber attacks. Lastly, you can expect 24/7 around-the-clock support to assist you with any problems or concerns you may have.
How to get the WhiteBIT Nova card
To reiterate, the WhiteBIT Nova card is only available for E.E.A. residents. If you are not within any of these areas, your application will be put on a waiting list.
Furthermore, you must pass the know-your-customer (KYC) process to receive the card. Besides this, anyone can apply.
To get the card, you must follow the following steps:
- Register an account via the WhiteBIT mobile app or website.
- Verify your identity.
- Fill out an application for the card.
How to get the WhiteBIT card on the website
1. Go to the WhiteBIT website: To get the card, you sign up for an account on the WhiteBIT exchange. Go to the website and select register your email.
You can also log in using your Apple or Google email address.
2. Select WhiteBIT Nova: In the top left corner, select the hamburger menu and WhiteBIT Nova to proceed. On the following page, select “Get Your Card Today.”
3. Complete KYC: Complete the KYC verification to proceed. You will need a government-issued ID and will have to verify your face. No video calls are required.
4. Select the type of card: After you complete the verification, select the type of card you want. At this stage, you can also enter your referral link if you have one.
5. Select an address: If you select a physical card, you will have to provide an address.
You will then have to create a PIN code for your card.
6. Enter your payment information: Put in your payment information to complete your order for the physical WhiteBIT Nova card.
After you complete the application, you will receive a confirmation notification that your account is being processed.
What are the risks of using the crypto card?
As outlined in this guide, the WhiteBIT crypto card offers a secure and user-friendly way to make your crypto work for you. However, as with any crypto product, crypto cards more generally come with risks that you must be aware of before proceeding.
While the WhiteBIT Nova card facilitates crypto-fiat payments for goods and services, as with all crypto cards, it is not universally accepted, so you might face limitations when trying to use them in certain places.
Note that while the card comes with extensive security measures, any breach or compromise of your card or linked wallet can result in a total loss of funds.
There’s also a further possibility of compliance challenges; if WhiteBit or the card provider encounters any regulatory hurdles, it could disrupt or suspend the service.
Overall, while the WhiteBIT card comes with many perks, it’s crucial to carefully review the terms of any crypto card to ensure you are making informed decisions.
Merging physical and digital worlds
Living a decentralized lifestyle does not always mean being on-chain. With the WhiteBIT Nova Visa card, the digital world is merged with the physical world. Its mobile-friendly features allow you to live life on the go, cashback rewards allow you to save while spending, and security features help you protect your assets while you’re doing all of the above.
Disclaimer: This article is for informational purposes only and should not be considered financial advice. Do your own research before choosing any crypto card. If purchasing digital assets, never invest more than you can afford to lose. It’s crucial to carefully review the terms to ensure you are making informed decisions when using any crypto product.
Frequently asked questions
What is WhiteBIT Nova, and how does it work?
What is WhiteBIT?
What kind of payments can I use the WhiteBIT Nova for?
How do you get the WhiteBIT Nova card?
Is the WhiteBIT Nova available worldwide?
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