International Business Machines Corporation (IBM) is an information technology company based in the United States It was founded in June 16, 1911. As of 2018, it employed more than 350,000 people. On March 2019, it announced that it will create a global payments network that supports cross-border transactions in more than 50 countries. The network is IBM World Wire. Its main aims are to accelerate remittance and payment transfers. According to IBM, it is the first network to integrate payment messaging, clearing and settlement inside a single platform. Currently, it allows settlements via Stellar (XLM) and a U.S. dollar stablecoin.

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