About the company
dLocal enables the biggest companies in the world to collect payments in 40 countries in emerging markets. Global brands rely on us to increase conversion rates and simplify payment expansion effortlessly. As both a payments processor and a merchant of record where we operate, we make it possible for our merchants to make inroads into the worldās fastest-growing, emerging markets. By joining us you will be a part of an amazing global team that makes it all happen, in a flexible, remote-first dynamic culture with travel, health and learning benefits, among others. Being a part of dLocal means working with 1000+ teammates from 30+ different nationalities and developing an international career that impacts millions of peopleās daily lives. We are builders, we never run from a challenge, we are customer-centric, and if this sounds like you, we know you will thrive in our team.
Job Summary
What will you be doing?
šProcessing Strategy & Cost Efficiency šOwn the global strategy to reduce total processing costs across payment flows. šLead continuous optimization of acquirer pricing, scheme fees, interchange, microservices, and APM economics. šMaintain and evolve dLocalās Processing Cost Database (Cost Manager) to ensure transparency and traceability. šBuild methodologies and standards for automated cost analysis across markets. šDefine annual cost-saving targets together with Country Managers, Finance, and Operations. šAnalytics, Insights & Automation šBuild and maintain cost baselines per market and per cost component to enable smarter pricing and margin strategies. šDevelop benchmarks and comparative analyses across countries to surface new optimization opportunities. šAutomate dashboards, time-series reports, and KPI monitoring to eliminate manual work. šProvide actionable insights to Commercial, Product, and Operations teams for deal structuring and network optimization. šContinuously enhance the Processing Cost Dashboard to enable self-service access for internal stakeholders. šCross-Functional Leadership šExcellent interpersonal skills, with a proven ability to foster trust and collaboration with key stakeholders across all levels of the organization. šPartner with Product and Engineering to integrate efficiency metrics (retry logic, network tokens, ABU, microservices) into cost and conversion models. šSupport Business Assurance and Accounting with monthly reconciliations and adjustments. šTechnology & Tooling šLead the adoption of BI, automation, AI, and ML tools that improve forecasting, monitoring, and financial accuracy. šContinuously evolve the Processing Cost Dashboard for self-service analytics across teams. šTeam Leadership šBuild and scale a global, high-performing analytics team. šDrive career development, mentorship, and succession planning. šIntegrate new analytical roles, including Data Science capabilities.
What skills do you need?
šDegree in Data Science, Computer Engineering, Finance, Economics, or related field (MBA preferred). šMinimum 7+ yearsā experience in payments, financial services, or cost optimization roles. šDeep understanding of payment processing economics: interchange, scheme fees, acquirer pricing, and transaction routing. šProven track record of cost reduction and margin improvement initiatives in PSP or acquiring environments. šStrong analytical and financial modeling skills. šExperience with automation and AI-driven reporting tools preferred.
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