WHAT YOU'LL DO:

📍Credit Risk Management: 📍Work closely with commercial teams to assess risk, implement processes, and drive education. 📍Conduct credit underwriting & financial statement analysis to gauge counterparty financial health and make business recommendations accordingly. 📍Assist in building and implementing credit risk models and analytical tools in-line with local standards to meet financial and regulatory reporting requirements. 📍Analyze and monitor Ripple’s existing and evolving customer portfolio including setting credit exposure limits, allocation, concentration, pricing, terms, stress testing, etc. 📍Assist in developing and refining Credit policies and procedures. 📍Market Risk Management: 📍Partner with the Trading and Markets team to review, reconcile, and report on Ripple’s trading activity. 📍Assist in building and implementing the necessary reporting tools to quantify and display Ripple’s exposure to both fiat and digital currencies. 📍Participate in periodic enterprise-wide risk assessments.

WHAT YOU'LL BRING:

📍Minimum 2 years of experience (master’s degree with minimum 1 year) in financial markets, credit risk management, trading, or related financial services roles 📍Experience with data query (SQL), analysis (R or Python), and visualization tools (i.e., Tableau) a plus 📍Knowledge of financial statement analysis 📍Working experience in Credit Risk and lending especially with Moody’s credit risk products is a plus. 📍Commercial mindset, supporting teams in making paired risk/return based decision. 📍Proven ability to understand complex products and work with business teams to implement them. 📍Strong relationship-building skills and willingness to collaborate cross-functionally. 📍Passionate about financial risk management 📍Ability to prioritize, multi-task, and thrive in a fast-paced environment.