About the company
About Figure Figure is transforming the trillion dollar financial services industry using blockchain technology. In three short years, Figure has unveiled a series of fintech firsts using the Provenance blockchain for loan origination, equity management, private fund services, banking and payments sectors - bringing speed, efficiency and savings to both consumers and institutions. Today, Figure is one of less than a thousand companies considered a unicorn, globally. Our mission requires us to have a creative, team-oriented, and supportive environment where everyone can do their absolute best. The team is composed of driven, innovative, collaborative, and curious people who love architecting ground-breaking technologies. We value individuals who bring an entrepreneurial mindset to every task and will embrace our culture of innovation. Every day at Figure is a journey in continuous learning yet a daily focus on getting work done that makes a difference. Join a team of proven leaders who have already created billions of dollars in value in the FinTech space!
Job Summary
What You’ll Do
📍Drive the expansion and diversification of loan funding sources to support HELOC originations, ensuring cost-efficient and flexible access to capital. 📍Strategically secure, structure and optimize funding mechanisms, leveraging a mix of forward flow, whole loan sales and other structured finance solutions. 📍Develop and implement innovative capital strategies that enhance liquidity, lower funding costs and deliver market yields while ensuring alignment with market dynamics. 📍Cultivate and manage strategic partnerships with institutional investors, warehouse lenders, and key market participants to optimize funding terms and enhance market liquidity in HELOCs and other products. 📍Advocate for and broaden market acceptance of automated underwriting and verification models, demonstrating their ability to enhance risk assessment, improve credit decisioning and drive superior loan performance. 📍Leverage data-driven insights to educate stakeholders, foster confidence in Figure’s credit policies and expand adoption across diverse capital sources. 📍Oversee capital markets transactions while ensuring adherence to regulatory requirements, investor guidelines, and risk management framework.
What We Look For:
📍8 years of experience in capital markets, structured finance or investment banking within the residential mortgage or HELOC space, with a deep understanding of broad loan funding structures. 📍A strong track record of driving funding strategies and executing complex transactions. 📍Ability to develop and execute funding strategies in dynamic market conditions. 📍Exceptional relationship management skills with a history of cultivating and maintaining strategic partnerships with institutional investors, warehouse lenders and other key market participants. 📍Skilled negotiator with a strong track record of securing favorable funding terms, optimizing deal structure. 📍Ability to collaboratively engage and influence internal cross-functional stakeholders. 📍Comprehensive business acumen of the lending business and knowledge of regulatory and compliance frameworks affecting loan funding
The future of finance is here — whether you’re interested in blockchain, cryptocurrency, or remote web3 jobs, there’s a perfect role waiting for you.